Disclaimer YAG - Sacred Feminine Intuitive Soul Guide

PROGRAM AGREEMENT, DISCLAIMER, RELEASE OF LIABILITY

& TERMS AND CONDITIONS

This Agreement is Made Between

AJOY Holdings LLC

and

The You Are Goddess Program Participant

Welcome to the start of something truly transformational, magical, and full of mystery, which becomes available when we commit to living from the infinite field of possibilities. Congratulations on being a complete HELL YES to investing in your heart, and your Soul’s destiny. Being in this journey is a reflection of you being fully committed to living in alignment with your truth, embodying your Divinely Created Self, and stepping on to the Goddess Path and embodying the Goddess you truly are.

Please read this information carefully. This agreement is between You (hereafter “Participant”) and AJOY Holdings LLC (hereafter “Company” or “Guide” or “us” or “we”) and sets forth the terms and conditions of your participation in our program known as “THE YOU ARE GODDESS PROGRAM” (also sometimes referred to as You Are Goddess Program in the online portal). You are entering into the You Are Goddess Program with the understanding that you are responsible for making and creating your own choices and results.

This agreement has been written to include three parts: the You Are Goddess Program terms and conditions, disclaimers and release of liability, the Mental Emotional Release Process Disclosure and Release of Liability and Terms and Conditions related to AJOY Holdings LLC Guidance, Website, Events (held live and/or virtually), Programs, Products, Services and/or Private Sessions.

You are agreeing to all of the following releases of liabilities, disclaimers and terms and conditions stated in this agreement..

Should you have any questions, please contact [email protected].

YOU ARE GODDESS PROGRAM TERMS, CONDITIONS, DISCLAIMERS, RELEASE OF LIABILITY

Program Description

3-4 Month Virtually held Program
3 Two Day Gateway Immersion On-line Experiences (Retreats)
1 Sacred Ceremony Immersion Day
8 Two hour Workshops (Playshops)- dates and times vary
1 Private Session with Alexandra Joy Smith – 45 Mins
Group Guiding Support on What’s App
Lifetime access to the You Are Goddess On-Line Portal (supports the program)

Bonuses:

(Find Your Shine Online Program) – 8 weeks of online modules, and a support manual full of transformational content and exercises)
Future discounts on all Cosmic Queen Creator’s Retreats, Events, Workshops
Discounts on any future Virtual Workshops held by Alexandra Joy Smith
In addition, the You Are Goddess Program includes quantum energy work done by Alexandra where she holds space for powerful energy shifting work in the quantum field!

Expectations

As YOUR You Are Goddess Program Guide & Facilitator, my role is to provide:

Intentionality that you have a breakthrough in the area you have designated you will work on in the Quantum Breakthrough Session and that you are hugely successful with discovering and connecting to your divinely inspired purpose.
Accountability, guiding, and support to check in when needed to support you if you are stuck, getting in your own way, and experience being disconnected.
Answers to questions during our Group Guiding, any Private Sessions, and/or in/at any live or virtual events attended as well as any tools to help you reach your intentions for the program.

As a You Are Goddess Program Participant, you agree that you will:

Be OPEN & GUIDABLE.
Be open to new ideas.
Be open-hearted.
Show up to our scheduled workshops and retreats.
Ask questions and interact where applicable.
Be open to interact and share with others in our group sessions as well as be considerate and supportive to others. (negative or abusive behavior will not be permitted and is grounds for canceling your participation in the Program).
Be willing to be, and do, outside of your comfort zone and break any disempowering patterns of behavior.
Be respectful of the other Participants and keep all information shared by others confidential.
Be open and honest with yourself, with others, and with your Guide.
Not make sales pitches unless permission is granted.
Not record calls, events, or workshops to protect confidentiality.
Not share any login details of your on-line programs with others.
Immediately notify the Guide, if you are under any Mental Health Care Supervision (Therapist, Psychiatrist, etc) and/or on any medications related to mental health care before or at any time during the You Are Goddess Program.

Scheduling and Timing

Contacting Company: Should you need to reach out to us between our Program Sessions, please contact Alexandra between 9 am and 5 pm PST Mondays through Fridays by email at [email protected] or via text. Please note that we are unable to reply by phone but can reply via What’s App.. We will do our best to respond to you within 24 hours. Please note that emails between any Group Sessions are for general inquiries and quick questions pertaining to your Program and you will receive guidance via email.

Scheduling: You will receive email requests pertaining to when your one Bonus Sacred Session will be scheduled through Acuity, or the Company will book the Session on your behalf in consultation with you. Once the session is scheduled, you will receive a confirmation email with the details pertaining to the Session. Please keep these emails handy as you will need it for our scheduled call. At least 3-hours prior to each scheduled one on one session you will need to complete the inspired update questionnaire (google survey link will be provided on your calendar invite)

Cancellation or Rescheduling: If you need to cancel or reschedule your one-on-one Sacred Session in advance for any reason, you must do so at least 24 hours prior to your scheduled Sacred Session by sending an email to [email protected]. A rescheduled Sacred Session must be made up within the time period of the Program dates or it is forfeited.

Investment and Payment

If first time participant in the Company’s Programs (Alexandra Joy Smith’s Programs) total cost of The You Are Goddess Program is $4444 to be paid in one of the following options:

Option 1 – Pay in Full = Total $4444

Option 2 – Payment Plan= Total of $4,888 – Made in 11 payments of $444

If you are a past participant (at the Alumni-Adept Level) in the Company’s Programs (Alexandra Joy Smith’s Programs) total cost of The You Are Goddess Program is $3333 and is to be paid in one of the following options:

Option 1 – Pay in Full = Total $3333

Option 2 – Payment Plan= Total of $3,666 – Made in 11 payments of $333

Authorization and Receipt

If paying by debit card or credit card via PayPal, you give us permission to automatically charge your card as payment for your Program without any additional authorization, for which you will receive an electronic receipt. Payments must be made via debit or credit card and may not be made via bank transfer. Once our billing dates are agreed upon, you are responsible for being aware of your billing dates, so if there are any changes that need to be made to your billing information in order for your payment to be processed, you are responsible for letting us know in advance by sending an email to [email protected].

Missed Payment: In the event that payment is not received by the due date or there is a problem with the payment transaction or method, you will be notified by email, and have a 4 day grace period to make the payment following the due date, whether paying in full or by installments. If no payment is made within the 4 day grace period, the Program will automatically terminate and any remaining calls and Program access will be forfeited. Any unpaid portion of the investment will then be immediately due and owing in full. An administrative fee of $100 will also be charged on top of any missed payment.

Participant Cancellation & Program Termination: We want you to be supported and fulfilled by your participation in the Program. If for some reason you are not satisfied and wish to stop the Program at any time, because we will have invested considerable time and effort in your Program, if you decide to withdraw for any reason whatsoever, you must email [email protected] by the end of the 14th day following the Program start date to request a refund and to hold a phone conversation with the Company to discuss your reasons for requesting the refund within 14 days after the Program start date.

Any refund will be discussed with the Company at the time of the phone conversation. No refund is guaranteed and the Company is under no obligation to process a refund. Any refund will be subject to the individual circumstances and will not include any Group or Private Sessions already conducted within the first 14 days.

If a refund is not requested within the first 14 days, you will remain fully responsible for the full cost of the Program, and no refund will be provided. Further, you agree not to seek a refund by asserting a credit card chargeback, and all chargeback rights are waived by you.

Should the Company choose to terminate this Agreement at any time, the Company will provide you with 72 hours written notice via email. Any outstanding payments for services that have already been provided to date are immediately due and payable, and any payment that has been made for the Program will be refunded pro-rata for services that have not yet been provided.

Confidentiality

You agree to keep all information exchanged during the Program in strict confidentiality. You agree that you will not disclose confidential information that is shared by yourself or any other Program participant to anyone else outside of the Program. The Program Materials and usernames and passwords provided to you are confidential and must not be given to or shared with anyone else outside of the Program either.

Intellectual Property Rights

We retain all ownership rights to the materials provided to you through your participation in the Program. The copyrighted and original materials are being provided to you for your individual use only and with a single-user license. You are not authorized to share, copy, distribute, or otherwise without our prior written consent. All intellectual property, including the copyrighted Program materials, shall remain our sole property and no license to sell or distribute my materials is granted or implied to you. You agree not to reproduce, duplicate, copy, sell, broadcast, transfer, trade, resell or exploit for any commercial or personal purposes, any portion of the Program, including any of the Program materials. You agree that any breach or anticipated breach by you will cause irreparable harm and you agree to injunctive relief to prevent unauthorized use, at your expense, and without bond.

Personal Responsibility, Disclaimer & Release of Claims

Personal Responsibility & Assumption of Risk: You acknowledge that you take full responsibility for your health and wellbeing and all decisions made before, during, and after your Program. We have used care in preparing the information provided to you, but all of our information, programs, and services are made available to you as self-help tools for your own personal non-commercial use and for informational and educational purposes only. You acknowledge that you take full responsibility for your health, life, and wellbeing, as well as the health, lives and wellbeing of your family and children (where applicable), for all decisions now and in the future. You expressly assume the risks of the Program for your use, or non-use, of the information provided. Your use of this information is at your own risk, and you absolve us of any liability or loss that you, or your family or children (if applicable) or any other person, may incur from your or their use of the information provided. You agree that you are personally responsible for your results and that your success depends primarily on your own effort, motivation, commitment, and follow-through. You accept and understand that results differ by each individual, and therefore specific results cannot be guaranteed or warranted. You also understand that you are expressly assuming all of the risks of the Program, whether or not such risks were created or exacerbated by the Program. And you agree that in no event will the Company or any of its principals be liable for any amounts exceeding the payments made to us by you.

MENTAL EMOTIONAL RELEASE PROCESS – PARTICIPANT DISCLOSURE, RELEASE OF LIABILITY

Participant: As an integral part of the You Are Goddess Program, you might participate in the Mental Emotional Release process (MER). The following will let us know that you have read and that you understand the process. This part of the agreement will ask you about your present condition for which you seek a process to clear your present issues as well as any other related issues you might have and ultimately where you want to have the biggest breakthrough. The following part of the agreement also sets out the context in which you will get the outcome you want. It also covers some of the issues governing your relationship to the Program.

Mental Emotional Release® is an alternative or complementary health care under the laws of a number of states: I am not licensed, that means that I am not a Medical Doctor, psychiatrist, psychologist. If you have or are on any mental health care medications prescribed by health care providers, you need to present us a letter of referral from that licensed professional before we start the MER process. This means a short written note stating that you have informed your healthcare provider of your decision to engage in Mental Emotional Release® and that they are approving your participation especially while taking any medications prescribed for your mental health.) Furthermore, nothing that happens here in the MER process should be construed as, nor should you believe that it is a substitute for the advice of a licensed person.

Mental Emotional Release® Personal Responsibility, Assumption of Risk, Disclaimer & Release of Claims:

You acknowledge that you take full responsibility for your health and wellbeing and all decisions made before, during, and after the MER process just like in all other aspects of the You Are Goddess Program. We have used care in preparing the information provided to you, but all of our information, programs, and services are made available to you as self-help tools for your own personal non-commercial use and for informational and educational purposes only. You acknowledge that you take full responsibility for your health, life, and wellbeing, as well as the health, lives and wellbeing of your family and children (where applicable), for all decisions now and in the future. You expressly assume the risks of all parts of the Program including participation in the MER process for your use, or non-use, of the information provided. Your use of this information is at your own risk, and you absolve me of any liability or loss that you, or your family or children (if applicable) or any other person, may incur from your or their use of the information provided. You agree that you are personally responsible for your results and that your success depends primarily on your own effort, motivation, commitment, and follow-through. You accept and understand that results differ by each individual, and therefore specific results cannot be guaranteed or warranted. You also understand that you are expressly assuming all of the risks of the Program, whether or not such risks were created or exacerbated by the Program. And you agree that in no event will the Company (AJOY Holdings LLC) or any of its principals be liable for any amounts exceeding the payments made to us by you.

Limitation of Liability and Indemnification:

Alexandra Joy Smith or Company will not be held responsible in any way for the information that you request or receive through this Program. By signing this Agreement, you fully and completely hold harmless, indemnify and release me and any other of my employees, shareholders, directors, staff, consultants, contractors, agents, or anyone affiliated with us from any and all liability, damages, causes of action, allegations, suits, sums of money, claims and demands whatsoever, in law or equity, that you ever had, now have or will have in the future against me or us, arising from your participation in or in any way related to the Program, with the exception of acts of gross negligence, even if we were aware in advance of the possibility of any such claim.

What to Expect: Alexandra Joy Smith has been trained and certified in Mental Emotional Release® at the Master Practitioner level and will be doing this technique along with Neuro-Linguistic Programming (NLP) and Hypnosis. The therapy will probably be different from what you might have expected. In total, we will not spend a lot of time talking about the problem, just gathering information about it. In fact, most of the session(s) are about other things.

It is very important for us to discover the internal thought process of HOW you create a problem. That means that we are looking for your strategy, or how you structure the problem. Because our focus is on structure, that means that, once we discover it, we can move on and focus on having the problem disappears very quickly.

Because of this, Alexandra Joy Smith, your Mental Emotional Release® Master Practitioner may cut short your answers or even talk about your problem in ways that you have never considered. She may even ask you questions that you do not totally understand consciously in order for your Unconscious Mind to make the changes you want at the unconscious level. It is important to do this so that we can reduce the time taken for the therapeutic process.

If you have been in a therapeutic process or coaching session before, you will be asked to accept that this one will be very different, and quite a bit shorter and can make a tremendous difference in your life..

Process flow: You will begin with you telling Alexandra Joy Smith and/or be communicating with another Course Participate “the core problem”. We will ask you for examples of the problem and other questions to discover HOW you do it in your head. We will also probe to discover the source of the problem – the precipitating event(s). Sometime before the end of this part of the session she or another participant in the process with you will ask you what has to happen so you will know the problem is gone.
After the MER Session as part of the Program: Company might assign you some very specific tasks to do. These tasks are, absolutely, a fundamental part of the process. They may take up to several days or weeks to complete. The tasks are directly related to the circumstances that created the problem. You Must Do Them. If you do not, then neither you nor she can predict the outcome of the MER Process.

The second thing that is important is that you will need to stubbornly focus on what you want. The people who are the most fulfilled over-all in life are those who recognize that you have a choice to focus on what you don’t want or what you do want in your life. You can focus on negative emotions and things that make you feel bad, or you can focus on integrative emotions and things that make you feel empowered and more integrated. It is your choice. After the session, You Must Focus On What You CHOOSE to have in your life and how you want to feel.

Finally, if your old pattern rears its ugly head, then you must refuse to do reruns of that pattern again. Please remember that we have the utmost total and complete respect for you and absolutely no respect for your old problem that has limited you and your full empowerment.

This is Alternative or Complementary Health Care and Therapy: Your Mental Emotional Release® Master Practitioner is a legal Complementary Healthcare Provider and not a licensed Medical Doctor, Psychologist, Psychiatrist, Master’s in Family and Child Counselling (MFCC), or a Master’s in Social Work (MSW). The services you receive are not licensed in this state, nor are they regulated by a government body. The self-regulated holistic treatments and child-centered disciplines in which your practitioner is trained and which he/she has experience include consulting and coaching. Mental Emotional Release®, Neuro-Linguistic Programming (NLP), and Hypnosis. We will always provide only those services in which we have been trained, and if we find that we cannot help you, we will refer you to a licensed person who can assist you. During your therapy session we will use one or more of the following techniques:

Definitions-

Mental Emotional Release®: The techniques are a process of active imagination where the client imagines floating above his/her Timeline and letting go of his/her negative emotions and/or limiting beliefs. Then the client is also asked to imagine creating events in his/her future that support his/her goals or outcomes. Mental Emotional Release® has demonstrated results in a broad variety of presenting problems. It is a powerful technique that allows clients to make long-lasting changes in a very rapid way. Your practitioner is certified as a Mental Emotional Release® Master Practitioner by the Association of Integrative Psychology.
Neuro-Linguistic Programming (NLP): NLP is a model of communication – how we communicate to self and others – and how that communication is created and affects our behaviors. As a study, it is a synthesis of cognitive and behavioral philosophies that focus on the information coming in through the neurology (cognitive) and the programs we run inside our heads to produce the behaviors we do. Your practitioner is certified as an NLP Master Practitioner by the Association of Integrative Psychology.
Hypnosis: This is the use of trance to make changes at the unconscious level. Hypnosis has been used to produce unconscious change with clients since 1843. All of our practitioners are trained and certified as Hypnotherapists by the Association of Integrative Psychology. Since Hypnosis may be used during your session, for your safety, you should make sure that you are totally wide awake before driving or doing another activity that may require concentration. Your practitioner is certified as a Hypnotherapist by the Association of Integrative Psychology.
Confidentiality: We keep all information we receive from you, confidential and do not disclose it to persons outside our company. All client information is kept strictly confidential and is for our internal use only. (Importantly, we are required in some states to share information about child abuse with state bodies which oversee such matters.)
Your Guarantee: All the work that the Guide does is guaranteed. That means that you will receive the support and follow-up to ensure that you get the results you wanted. We guarantee our work because our experience has shown us that our clients always get results. The guarantee works like this:

You must finish the entire Program. That means attending every Session or listen to recordings. You must go through the entire Program which includes the MER Process all the way to the end.

You must do the tasking after the session, and you need to do it fully and completely.

Having done this and allowed some time (say up to 2 weeks) for the process to integrate then we agree to work with you until your problem is gone at no charge beyond the initial session.

Your Choice, Your Responsibility: While, during the session, we will offer you advice and other ways of looking at your problem and its solutions for your consideration. You hereby agree that whatever we discuss is only our perspective and is not binding upon you, nor is it a prescription. If you want to discuss our suggestions with someone else, you should discuss them with a licensed health care provider. It is your responsibility to confirm whether or not any changes we made produced the desired results. It is your responsibility to communicate your results to us. Our liability is limited to the amount paid for the therapy.

Disclaimer

We explicitly state that while serving in the role of as both a Quantum Intuitive Soul Guide and the Facilitator of the You Are Goddess Program that we are not, nor are we holding ourselves out to be, a doctor, psychologist, therapist, licensed nutritionist, registered dietitian, or spiritual counselor, or any other kind of medical practitioner in any way at any time before, during or after your Program. Nothing contained in this Program is intended to be a substitute for medical diagnosis or treatment that can be provided by your own physician, therapist, or other qualified healthcare practitioner. I explicitly state that the information provided to you is not for the purposes of diagnosing, preventing, treating or curing any health problem or disease, and is not to be construed as psychological counseling or any type of psychotherapy. In the event that you feel the need for professional counseling or therapy, it is your own responsibility to see a licensed professional. You always should seek the advice of your own physician or other qualified healthcare practitioner regarding any specific medical condition or mental health condition you may have. Do not start or stop taking any medications because of anything you have read or received from us through this Program. You also agree that you consent to the full Disclaimer which may be found on my website.

Other Important Terms

Prior to starting or at any time during the Program, you must notify the Guide and/or Facilitator if you are under any Mental Health Care Supervision and communicate what the Supervision is for. You also must notify the Guide of any medications that you have been subscribed to (by the mental health practitioner) and/or are taking prior to or during any aspect of the program. Any changes in your treatment or changes to any medications that you are taking must be communicated prior to our Sessions.

Cancellation and Termination:

Negative, abusive behavior will not be permitted in the group. If conduct is deemed to be unacceptable by me, I reserve the right in my sole discretion to cancel your membership without refund and without recourse.

Any personal grievances must be addressed privately to [email protected]. Notwithstanding the provisions of this section, all other terms of this Agreement, including all Investment, Refund Policy, and Intellectual Property terms, will still apply even after termination by either of us.

Notice: All correspondence or notice required regarding the Program shall be made to me at [email protected] and to you, at the email address you provided during your enrollment in the Program. Should your email address or contact information change at any time throughout the course of the Program, it is your responsibility to provide your new contact information to me within 72 hours of any such change.

WEBSITE DISCLOSURE & TERMS AND CONDITIONS

By entering (or registering for) into any Services, including Quantum Intuitive Soul Guidance (which includes FB Live or any Social Media platform based Sessions or Presentations), Website, Retreats, Programs, Live and/or Virtual Events Products or Services from or related to AJOY Holdings LLC, you are agreeing to accept all parts of this Waiver of Liability and Disclaimer. Thus, if you do not agree to the Waiver of Liability and Disclaimer below, STOP now, and do not access, attend or use any AJOY Holdings LLC Intuitive Soul Guidance, Events, Website, Programs, Live Products or Services.

For Educational and Informational Purposes Only-

The information provided in or through AJOY Holdings LLC Events, Website, Programs, Products and Services is for educational and informational purposes only, and is made available to you as self-help tools for your own use.

This is not or does not portray itself to be Medical, Mental Health, or Religious Advice.

The information provided in or through AJOY Holdings LLC Guiding Sessions, Events, Website, Programs, Products and Services is not intended to be a substitute for professional medical advice, diagnosis or treatment that can be provided by your own doctor/physician, nurse,

physician’s assistant, or any other medical professional (“Medical Provider”), psychiatrist, psychologist, therapist, counsellor, or social worker(“Mental Health Provider”), registered dietician or licensed nutritionist, or member of the clergy. AJOY Holdings LLC is not providing health care, medical or nutritional therapy services, or attempting to diagnose, treat, prevent or cure in any manner whatsoever any physical, mental or emotional issue, disease or condition. You agree and acknowledge that AJOY Holdings LLC is not providing medical advice, mental health advice, or religious advice in any way.

Consult Your Medical Provider or Mental Health Provider-

AJOY Holdings LLC’s intent is NOT to replace any relationship that exists, or should exist, between you and your Medical Provider or Mental Health Provider. Always seek the advice of your own Medical Provider and/or Mental Health Provider regarding any questions or concerns you have about your specific health situation and any physical or mental health issues or any medications, herbs or supplements you are currently taking. AJOY Holdings LLC advises you to speak with your own Medical Provider or Mental Health Provider before implementing any

recommendations or suggestions from our Guidance, Website, Programs, Products or Services pertaining to your health and wellness. Do not disregard medical advice or delay seeking medical advice because of information you have read on this Website or received from AJOY Holdings LLC through their Events, Programs, Products or Services. Do not start or stop taking any medications without speaking to your own Medical Provider or Mental Health Provider. If you have or suspect that you have a medical or mental health problem, contact your own Medical Provider or Mental Health Provider promptly.

Video Clearance:

As part of this agreement and disclaimer, you grant AJOY HOLDINGS LLC its agents, employees, licensees, and successors in interest all ownership rights and the absolute and irrevocable right and permission to copyright, use and publish the recorded image and/or voice that has been (or is being) obtained pursuant to this Video Clearance. Your Image and/or Voice may be copyrighted, used and/or published individually or in conjunction with other photography, video works, and recordings, and in any medium (including without limitation, print publications, public broadcast, CD-ROM format) and for any lawful purpose, including without limitation, trade, exhibition, illustration, promotion, publicity, advertising and electronic publication.

The undersigned represents and warrants that (i) no other party has been granted an exclusive license with respect to the Image and/or Voice, and (ii) no other party’s authorization or consent is required with respect to the permission granted to the Released Party under this Video

Clearance.

You waive any right to inspect or approve the Released Party’s use of the Image and/or Voice, or the advertising copy or printed matter that may be used in connection with the use and/or publication of the Image and/or Voice. You release the Released Party (and all persons acting under its permission or authority) from all claims for libel, slander, invasion of privacy, infringement of copyright or right of publicity, or any other claim related to the Image and/or Voice (collectively).

This release includes without limitation any Claims related to blurring, distortion, alteration, optical illusion, digital alteration, use in composite form, whether intentional or otherwise, or use of a fictitious name, that may occur or be produced in the processing or publication of the Image and/or Voice.

Not Legal or Financial Advice:

The information contained in AJOY Holdings LLC Guidance, Live or Virtual Events, Website, Programs or Services is not intended to be a substitute for legal or financial advice that can be provided by your own lawyer, accountant, and/or financial advisor. Although care has been taken in preparing this waiver/disclaimer, the information provided to you, AJOY Holdings LLC cannot be held responsible for any errors or omissions, and AJOY Holdings LLC accepts no liability whatsoever for any loss or damage howsoever arising. The law is constantly changing, and therefore it affects each individual and business in different ways. As a result, it is recommended to seek outside financial and/or legal counsel relating to your specific circumstances as needed. You are hereby advised to consult with your lawyer, accountant or financial advisor for any and all questions and concerns you have, may have, or hereafter have regarding your own income and taxes, and any and all information presented by our Guidance, Live or VIrtual Events, Website, Programs or Services pertaining to your specific financial and/or legal situation.

Personal Responsibility:

You aim to accurately represent the information provided to us on or through AJOY Holdings LLC Guidance, Website, Events (held live and/or virtually), Programs, Products and Services. You acknowledge that you are participating voluntarily in using AJOY Holdings LLC Website, Events, Programs, Events (held live and/or virtually), Products and Services, and you alone are solely and personally responsible for your choices, actions and results. You agree to use your own due diligence and judgment before applying any recommendation or suggestion that

you may receive on or through AJOY Holdings LLC Guidance, Events (held live and/or virtually), Website, Programs, Products and/or Services.

You acknowledge that you take full responsibility for your health, life and mental and physical well-being, as well as the health, lives and mental and physical well-being of your family and children (where applicable), for all decisions now and in the future.

This Waiver of Liability and Disclaimer also releases AJOY Holdings LLC from all liability relating to injuries that may occur during any live and/or Virtual Events including events held at varying locations away from the Company registered address. By signing this Waiver of Liability and Disclaimer, you agree to hold AJOY Holdings LLC entirely free from any liability, including financial responsibility for injuries incurred, regardless of whether injuries are caused by negligence.

You also acknowledge the risks involved in attending live and/or Virtual Events. You confirm that you are participating voluntarily, and that all risks have been made clear to you. Additionally, you do not have any conditions that will increase your likelihood of experiencing physical injuries or having or developing any psychological issues while during or after engaging and participating in any live or Virtual Events .

By signing this Waiver of Liability and Disclaimer, you forfeit all right to bring a suit against AJOY Holdings LLC for any reason.

No Guarantees:

The role of AJOY Holdings LLC is to guide, support and assist you in reaching your own goals, intentions, visions etc but your success depends primarily on your own effort, motivation, commitment and follow-through. AJOY Holdings LLC cannot predict and does not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depends on his or her unique background, dedication, desire, motivation and actions. Your results will be based on many different variables, many of which AJOY Holdings LLC cannot control, and therefore AJOY Holdings LLC cannot make any guarantees as to your outcome.

Earnings Disclaimer:

Any earnings or income statements or examples shown through AJOY Holdings LLC Guidance, Website, Events, Programs, Products and Services which are either live or held virtually are only estimates of what might be possible for you. There can be no assurance as to any particular financial outcome based on the use of AJOY Holdings LLC Guidance, Website, Live or Virtual Events, Programs, Products or Services. You agree that AJOY Holdings LLC is not responsible for your earnings, the success or failure of your business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through AJOY Holdings LLC Guidance, Website, Events, Programs, Products and Services. You are solely responsible for your results.

Praise:

AJOY Holdings LLC shares comments on their Guidance, Website, Events, Program, Products and Services for purposes of illustration only. The comments from individuals are from individuals who can speak to AJOY Holdings LLC’s character and/or the quality of work. They are not intended to represent or guarantee that any current or future client will achieve the same or similar results.

Assumption of Risk:

As with all situations, there are sometimes unknown individual risks and circumstances that can arise during use of AJOY Holdings LLC Guidance, Website, Events (live and/or virtually held), Programs, Products and Services that cannot be foreseen that can influence or reduce results. You agree that AJOY Holdings LLC is not responsible for your personal choices or actions before, during or after use of AJOY Holdings LLC Guidance, Website, Events (held live and/or virtually), Programs, Products or Services. You understand that any mention of any suggestion or recommendation on or through AJOY Holdings LLC Guidance,Website, Live or Virtual Events, Programs, Products or Services is to be taken at your own risk, with no liability on the part of AJOY Holdings LLC, recognizing that there is a rare chance that illness, injury or even death could result. You accept full responsibility for the consequences of your use, or non-use, of any information provided by AJOY Holdings LLC through any means, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from AJOY Holdings LLC Guidance, Website, Events, Programs, Products or Services. Your use of this information is at your own risk, and you absolve AJOY Holdings LLC of any liability or loss that you, or your family or children (if applicable) or any other person, may incur from your or their use of the information provided.

Limitation of Liability:

AJOY Holdings LLC will not be held responsible or liable in any way for the information, products or materials that you request or receive through or on my Website, Live or Virtual Events, Programs, Products, or Services.

In no event will AJOY Holdings LLC be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for any use of or reliance on AJOY Holdings LLC Guidance, Website, Events (held live and/or virtually), Programs, Products, and Services, or on those affiliated with AJOY Holdings LLC in any way. AJOY Holdings LLC does not assume liability for accidents, delays, personal injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, any type of loss or damage or otherwise, due to any act or default by AJOY Holdings LLC or anyone acting as our agent, owner, business, consultant, affiliate, joint venture partner, or otherwise affiliated with my business, who is engaged in delivering my Guidance, Live or Virtual Events, Programs, Products or Services.

Indemnification and Release of Claims:

You hereby fully and completely hold harmless, indemnify and release AJOY Holdings LLC and any of their employees, shareholders, directors, staff, consultants, agents, affiliates, or anyone else affiliated with the business, from any and all liability, damages, claims; including but not limited to those related to lost profits, personal or business interruptions, personal injuries, injuries and/or accidents incurred in any of AJOY Holdings LLC event spaces (including my home), any accidents, misapplication of information, physical or mental disease or condition or issue, or any type of loss or damage or otherwise, even if AJOY Holdings LLC is expressly advised in advance of the possibility of such damages or difficulties. You agree that you fully and completely hold harmless, indemnify and release AJOY Holdings LLC from any and all causes of action, allegations, suits, sums of money, claims, or demands whatsoever, in law or equity that may arise in the past, present or future that arises from your participation in or is in any way related to AJOY Holdings LLC Website, Events (held live and/or virtually), Programs, Products and Services. In the event that you use any information, gift, product, program or service provided on or through AJOY Holdings LLC Guidance, Website, Events (held live and/or virtually), Programs, Products and Services, or affiliated with AJOY Holdings LLC or the business, you are solely liable and responsible for any actions, errors, omissions, or consequences.

No Warranties:

AJOY Holdings LLC makes no warranties related to the performance or operation of AJOY Holdings LLC Guidance, Website, Events (held live and/or virtually), Programs, Products or Services. AJOY Holdings LLC makes no representations or warranties of any kind, express or implied, as to the information, content, materials, programs, products or services included on or through the Website or made available to you in any other way. To the full extent permissible by applicable law, AJOY Holdings LLC disclaims all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose.

Errors and Omissions:

Although every effort is made to ensure the accuracy of information shared on or through the AJOY Holdings LLC Website, Events, Programs, Products and Services, the information may inadvertently contain inaccuracies or typographical errors. AJOY Holdings LLC is not responsible for the views, opinions, or accuracy of facts referenced on or through the AJOY Holdings LLC Website, Events (held live and/or virtually), Programs, Products and Services, or those of any other individual or company affiliated with the business Every effort has been made to present you with the most accurate, up-to-date information, but because the nature of scientific research, technology, and best practices is constantly evolving, AJOY Holdings LLC cannot be held responsible for the accuracy of the AJOY Holdings LLC Guidance, Website, Events (held live and/or virtually), Programs, Products or Services, or for any errors or omissions that may occur.

No Endorsement:

References or links in the AJOY Holdings LLC Guidance, Website, Events, Programs, Products or Services to the information, opinions, advice, programs, products or services of any other individual, business or entity does not constitute AJOY Holdings LLC formal endorsement. AJOY Holdings LLC is merely sharing information for your own self-help only. AJOY Holdings LLC is not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced in

AJOY Holdings LLC Guidance, Website, Events (held live and/or virtually), Programs, Products or Services. Conversely, should the AJOY Holdings LLC Website link appear in any other individual’s, business’s or entity’s website, program, product or services, it does not constitute our formal endorsement of them, their business or their website either.

Affiliates:

From time to time, AJOY Holdings LLC may promote, affiliate with, or partner with other individuals or companies whose programs, products and services. In the spirit of transparency, AJOY Holdings LLC wants you to be aware that there may be instances when they promote or market for other partners and in exchange receive financial compensation in the form of affiliate compensation and/or other rewards. Please note that AJOY Holdings LLC is highly selective as to the partners whose programs, events (held live and/or virtually), products and/or services they promote, and only promote or share the events, programs, products and services of those they respect. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are still required to use your own judgment to

determine that it is appropriate for you. You assume the risk when using or purchasing any such affiliate event, program, product or service, as AJOY Holdings LLC waive all liability related to any of affiliates, including any of their websites, Events, programs, products or services.

By using or participating in any of the AJOY Holdings LLC Website, Events (held live and/or virtually), Programs, Products and Services you implicitly signify your agreement to all parts of the above Waiver/Disclaimer.

If you have any questions please contact us at [email protected] prior to signing this Waiver/Disclaimer by registering for the related events, programs and/or services.

Entire Agreement, Assignment, Survivability, and Waiver

This Agreement contains the entire agreement. This Agreement may be modified or amended at any time the amendment is made in writing and is signed by both of us. You may not assign your rights or obligations under this Agreement to anyone else. The failure to enforce any provision of this Agreement shall not be construed as a waiver or limitation of the right to later enforce and compel strict compliance with every part of this Agreement. In the event that any part of this Agreement is deemed invalid or unenforceable, it shall not affect the validity or enforceability of any of the remaining portions of the Agreement which shall be severed and remain in full force.

Governing Law: This Agreement shall be construed according to the laws of the State of California without regard to its choice of laws/conflict of laws and principals.

Dispute Resolution: It is hoped that should we ever have any differences, we will be able to work them out through a phone conversation or email correspondence. However, should a dispute ever arise between us, we agree now that we will submit exclusively to binding arbitration. Prior to seeking arbitration, you must submit your complaint to me with full details about your dissatisfaction with the Program via email at [email protected]. You understand and agree now that the only remedy that can be awarded to you through arbitration is a full refund of your Payment made to date. No award of consequential or of any other type of damages may be granted to you. Any judgment on an arbitrator’s award, if made, is binding and may be entered into any court having the appropriate jurisdiction. By signing this Agreement you are agreeing to a modification of the statute of limitations such that any arbitration must be commenced within one (1) year of the date of the act, omission, or other conduct complained of as submitted by you in email, or shall otherwise be forfeited forever. You also agree that you are irrevocably consenting to personal jurisdiction in Contra Costa County, California in the event of any disputes between us. You also agree that should arbitration take place, it will be held in Contra Costa County, California, and the prevailing party shall be entitled to all costs of the arbitration, all reasonable legal fees and costs arising out of the dispute or necessary to enforce the Agreement.

Non-Disparagement: In the event of a dispute between us, you agree to not engage in any conduct or communications, public or private, including social media, designed to make “extra-judicial” statements or to disparage the Program or Alexandra Joy Smith in an effort to gain an advantage in the dispute. Where requested by law or arbitration, of course, you are not prohibited from sharing your thoughts and opinions as part of the legal process.